CentsWisdom

Free Calculator

College Savings Calculator

Find out if you're on track to cover college costs — and what monthly contribution closes the gap. Based on the same approach behind College for $3.57 a Day.

yrs
Newborn17
Total 4-year cost. Public in-state avg: ~$110k. Private avg: ~$220k.
$
$
$
$0$1,000/mo
7% = conservative stock index estimate
%
yrs
Loading…
Projected Balance
at age 18
Target Goal
total needed
Surplus / Gap
at college start
Required Monthly
to hit goal exactly
529 Advantage: Contributions grow tax-free when used for qualified education expenses. Most states also offer a state income tax deduction. Read: College for $3.57 a Day — a 14-year savings story