CentsWisdom

Free Calculator

Compound Interest Calculator

See how a starting balance and regular contributions grow over time. Adjust any input and the chart updates instantly.

$
$
Historical S&P 500 avg: ~7% (inflation-adjusted)
%
1%15%
yrs
1 yr50 yrs
Final Balance
after 20 years
Total Contributed
your money in
Interest Earned
growth on top
The Rule of 72: Divide 72 by your interest rate to estimate how long it takes to double your money. At 7%, money doubles every ~10.3 years. Read more: Index Funds for Beginners